www. PowersportsBusiness. com

Powersports Business • May 2026 • 11

Torque Group has announced a series of updates to its Extended Service Contract( ESC) program, expanding coverage parameters and introducing new surcharge options to better align with today’ s customized powersports units.

The enhancements apply to both new and used vehicles and reflect growing demand from dealers and customers for protection products that accommodate modified units.

EXPANDED LIMITS Among the most notable changes is a significant increase in allowable lift and tire specifications under ESC coverage. Previously, coverage was limited to lift kits and tires up to three inches over stock.

Under the updated program, eligibility now extends to lift kits up to 10 inches, and tires up to 36 inches in diameter.

Torque Group noted that add-on lift components— including spacers, aftermarket suspension arms, sway bars, shocks, extended swing arms, roll cages and portal units— are not covered. In addition, all modifications must be completed by a dealer or authorized repair facility and selected at the time of contract purchase.

NEW SURCHARGE OPTIONS The company also introduced new surcharge-based coverage options designed to address specific vehicle applications and performance upgrades.

A snowplow coverage option is $ 50 for vehicles with plows up to 84 inches, though plow equipment and attachments themselves are not included under the contract.

The company has also added a Screamin’ Eagle coverage option for $ 250. The coverage applies to vehicles outfitted with the performance kit by the factory or an authorized Harley-Davidson dealer prior to the agreement purchase date.

Any modifications made after the contract is issued would result in cancellation of the agreement.

DEALER IMPLICATIONS The updates come as customization continues to play a larger role in powersports purchasing decisions, particularly in sideby-side and V-twin segments.

By expanding ESC eligibility to accommodate more heavily modified units, Torque Group is providing dealers with additional F & I opportunities— particularly for customers investing in lift kits, larger tires or performance upgrades.

Among the most notable changes is an increase in allowable lift and tire specs.( Staff photo)

BOTTOM LINE As unit customization becomes more common, F & I products are evolving alongside it. Torque Group’ s expanded ESC coverage and new surcharge options aim to give dealers more flexibility to protect modified units while capturing additional revenue at the point of sale.

Horsepower Financial Services and CFMOTO have expanded their partnership to introduce a national leasing program for off-road vehicles, a move aimed at giving dealers a new tool to drive showroom conversions and customer retention.

The program marks one of the first largescale efforts to bring leasing into the ORV market, offering an alternative ownership path for customers.

NEW PATHWAY Horsepower Financial said its leasing model is designed to help riders access vehicles with lower upfront costs while keeping dealerships at the center of the transaction.

“ This is more than a leasing innovation— it’ s a turning point for powersports,” says Leanne Richards, VP of client development.

For dealers, the program is positioned as a way to increase approval rates, convert more traffic, and create repeat business through lease return cycles.

EXPANDING ACCESS TO ORVS Jake Mirabal, VP of sales at CFMOTO, said the program aligns with growing demand for affordability and accessibility among powersports buyers.

“ Riders want performance, value, and accessibility,” Mirabal adds.“ This program gives our authorized dealers a new way to help customers access the vehicles they want, strengthening the dealership network and supporting growth.”

As financing innovation continues to evolve across powersports, the Horsepower – CFMOTO partnership signals a broader push toward flexible ownership models.

If widely adopted, leasing could become an increasingly important lever for dealers looking to move inventory, attract new riders, and build longer-term customer relationships.

* special introductory price for a limited time. Tornado 550. Euro-spec model shown. Final product may vary.